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Applying for an Alternative Loan

Alternative Loans are private non-need-based loans students may borrow to help pay for educational expenses. Although these loans are "above and beyond" what is awarded by the University, the school must certify that the loan, along with the student's other financial aid, does not exceed the cost of attendance. Students are the borrowers with alternative loans, although the vast majority of applications require a co-signer.

Note: It is usually best to wait until a student has been awarded his/her other financial aid before applying for an alternative loan - this way, you will have a better idea of how much to request.